Nabil Luqman

0f9d2dd4f71434084e2b6094de1865e23abb37bb9f28ca51feeabee679ec9be2

Social

university

students

insurance

empowerment

FWD Insurance

FWD Malaysia

financialliteracy

FWD Insurance Berhad (FWD Insurance) has taken a bold step toward enhancing financial literacy among young Malaysians by teaming up with Arus Academy to launch the Fun(d) for Life - University Edition (FFL Uni) programme. This ambitious initiative, backed by RM1.5 million in grants, is designed to equip 500 university students from across Malaysia with vital financial management skills, creating a pathway toward financial independence and long-term security.
A Comprehensive Three-Month Programme
<img src="https://r2.myc.my/845be5899563310ab969c69efe4242ede6cff88dacfe42790f411b645b0594e9" />
The FFL Uni programme runs over three months, blending education with practical experience to create a comprehensive financial literacy framework. It begins with an intensive three-day bootcamp focusing on essential financial topics such as setting goals, budgeting, and developing tailored financial plans for savings, investments, and protection.
Throughout the programme, participants receive ongoing coaching, personalised mentoring, and tools to monitor expenses, evaluate spending habits, and formulate actionable financial strategies.
Empowering Students Through Community Engagement
A standout feature of the programme is its community engagement component. Each participant will dedicate eight hours to community service, where they&rsquo;ll teach financial literacy principles to at least 20 peers, amplifying the programme&rsquo;s impact. By the end of the programme, students will also receive RM3,000 in the form of savings or fixed deposits, offering them both the knowledge and resources to establish positive financial habits and achieve long-term goals.
Supporting Malaysia&rsquo;s Financial Resilience
<img src="https://r2.myc.my/0d2a8a44b877b1c66becb52701185d62a5a474b9c0738010585a63763d95cfda" /> (From left to right): Nor Rafidz Nazri, Director of Financial Inclusion Department, Bank Negara Malaysia; Mak See Sen, Chief Executive Officer, FWD Insurance; Alina Amir, CEO and Co-Founder, Arus Academy; and Khairul Anuar Che Yeop, Head of ESG &amp; Strategic Initiatives, FWD Insurance.
&ldquo;At FWD Insurance, we view financial literacy as a core life skill that everyone should have access to,&rdquo; said Mak See Sen, Chief Executive Officer of FWD Insurance. &ldquo;Through this programme, we&rsquo;re not only equipping young people with the knowledge they need but also giving them the tools to apply these skills in real life. By empowering individuals, we aim to foster a financially resilient society, contributing to Malaysia&rsquo;s economic progress.&rdquo;
Arus Academy&rsquo;s CEO and Co-Founder, Alina Amir, added: &ldquo;University students are at a critical stage in their lives where developing strong financial habits can have a lasting impact on their futures. The Fun(d) for Life - University Edition equips them with the skills and autonomy to make informed decisions about their careers, aspirations, and personal goals.&rdquo;
Expanding Impact Beyond 500 Participants
<img src="https://r2.myc.my/2fe37584b04507f03ae76f071258bb368ea0d6fad221eb5028734ab065b30362" />
The impact of the FFL Uni programme is expected to extend well beyond its 500 direct participants. Through the required community service and additional outreach, it aims to benefit over 10,000 people across Malaysia.
This initiative aligns with FWD Insurance&rsquo;s Environmental, Social, and Governance (ESG) objectives to promote financial inclusion and uplift communities. It also builds on the success of a prior collaboration between Arus Academy and FWD Takaful Berhad, which reached over 47,000 primary and secondary school students in 2024 through interactive financial education initiatives, camps, and design-focused events.
The programme&rsquo;s innovative approach integrates Arus Academy&rsquo;s engaging teaching methods with FWD Insurance&rsquo;s commitment to creating an inclusive and financially literate society. By reaching university students, the FFL Uni programme aims to address the needs of youth at all stages of their educational journey, paving the way for a more financially secure and sustainable future.
Registration Now Open
The first cohort, comprising 50 students, will commence in February 2025. Interested students are encouraged to register at <a href="https://arus.cc/FFLUni-registration-of-interest-2025">https://arus.cc/FFLUni-registration-of-interest-2025</a>. For updates and further details, follow <a href="https://www.instagram.com/fundforlife_uni/">@fundforlife_uni on Instagram</a>.
By empowering university students with financial skills and practical tools, FWD Insurance and Arus Academy are setting the stage for a more resilient, inclusive, and economically empowered Malaysia. Through initiatives like this, the partnership is building a legacy of financial literacy and independence that will benefit generations to come.
Don&rsquo;t wait&mdash;take the first step toward a brighter financial future by registering today! We&rsquo;d love to hear your thoughts on this initiative&mdash;share them with us in the comments below.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Shaping a financially savvy generation: The Fun(d) for Life - University Edition launches this February, aiming to empower 500 students nationwide. 

8c5a9b896eaae4ee204f54a6000f90a594e4e2605aa60e97e83c33b1306f4f3e

FWD Insurance & Arus Academy Roll Out RM1.5 Million Financial Literacy Programme For University Students

Malaysian students recently accepted into Harvard University are now caught in the crossfire of a major political crackdown by the Trump administration, which has revoked the prestigious institution&rsquo;s ability to enrol international students. The decision, announced by the US Department of Homeland Security, takes effect from the 2025&ndash;2026 academic year and has thrown future and current students into deep uncertainty.
Homeland Security Secretary Kristi Noem accused Harvard of "fostering violence, antisemitism, and coordinating with the Chinese Communist Party". The university&rsquo;s certification under the Student and Exchange Visitor Program (SEVP) has been revoked, barring it from issuing the documents required for student visas. Existing foreign students, including Malaysians currently enrolled, have been told to transfer to other institutions or risk losing their legal immigration status.
Unprecedented Move with Far-Reaching Impact
&nbsp;<img src="https://r2.myc.my/6007d43a278630ba14159c7a19fda94a4d7eb6f794d881e34496c2779c9583c1" />
This is the first time in recent history that a US administration has directly revoked a single university&rsquo;s ability to host international students, and it marks an escalation in what critics describe as a politically charged assault on academia. Harvard has vowed to challenge the decision, calling it "unlawful" and a retaliatory act that threatens the university&rsquo;s mission and global standing.
In a statement, Harvard said, &ldquo;This retaliatory action threatens serious harm to the Harvard community and our country, and undermines Harvard&rsquo;s academic and research mission.&rdquo; The university added that it remains "fully committed" to educating international students and scholars.
Harvard enrolled around 6,800 international students in the 2024&ndash;2025 academic year &mdash; approximately 27% of its student body. Although it is not immediately clear how many Malaysians are currently studying there, Malaysia has historically been represented in Harvard's international community, alongside peers from countries like China, India, Singapore, and the UK.
Harvard Club of Malaysia Responds
<img src="https://r2.myc.my/a5852b4fa119e781d9cd08eba13606ea9703cdf2d1fc5804e7b7362e3a700bd1" />
Speaking to local media, Harvard Club of Malaysia president Wan Nadiah Wan Mohd Abdullah Yaakob acknowledged the growing concern among Malaysian families and students. &ldquo;It&rsquo;s a developing situation and legal avenues are likely to be pursued. At the moment, we&rsquo;re waiting for further clarification on how this will affect Malaysian students specifically,&rdquo; she said.
Wan Nadiah also shared Harvard&rsquo;s official response and reiterated that the university is committed to supporting affected students. &ldquo;The community is understandably anxious, but Harvard is working hard to find a resolution,&rdquo; she added.
Trump Administration&rsquo;s Wider War on Universities
&nbsp;<img src="https://r2.myc.my/f09b76af8ebf4d894cbb7d5923de800b4d88e59c42422897a09fecfe57e6a2da" />
The revocation is part of a wider campaign by US President Donald Trump&rsquo;s administration to reshape American higher education. The administration has accused elite institutions of harbouring &ldquo;radical left&rdquo; ideologies, promoting anti-American sentiment, and providing platforms for pro-Palestinian protests.
The decision against Harvard came shortly after the university reportedly refused to comply with Homeland Security&rsquo;s demand for extensive records on foreign students &mdash; including video and audio recordings of protest activity dating back five years.
In a stark warning to other institutions, Noem stated that similar action could be taken against other universities, such as Columbia University. &ldquo;This should be a warning to every other university to get your act together,&rdquo; she said in an interview.
Financial and Legal Implications
&nbsp;<img src="https://r2.myc.my/9e4659d1cd5d2147408dfa8e5c4637aa818ea3354f030d034bcaf09ba6a77922" />
The decision has serious financial implications for Harvard. International students, including those from Malaysia, often pay full tuition, contributing significantly to the university&rsquo;s income. Annual tuition at Harvard is estimated at around US$59,000 (~RM 250,101), with total costs including accommodation reaching nearly US$87,000 (~RM 368,793). Although Harvard offers need-blind admissions, international students still make up a substantial part of its funding ecosystem.
The Trump administration has already frozen roughly US$3 billion in federal grants to Harvard and recently withdrew an additional US$60 million over alleged failures to address antisemitism. These moves prompted Harvard to launch legal action to restore its funding and defend its independence.
In a related legal challenge, a federal judge recently blocked the administration from terminating the legal status of foreign students without following proper regulatory procedures. However, it remains uncertain whether that ruling will protect Harvard&rsquo;s international student body.
Malaysian Students Treated as &ldquo;Collateral Damage&rdquo;
&nbsp;<img src="https://r2.myc.my/d75fb3bbb72e185ff4079a32e4632cea098bba207f5244c488cd10971fbe4cc8" />
Advocates and immigration experts have slammed the administration&rsquo;s move as politically motivated and damaging to innocent students. Aaron Reichlin-Melnick, of the American Immigration Council, described the situation bluntly: &ldquo;None of them have done anything wrong. They&rsquo;re just collateral damage to Trump.&rdquo;
For Malaysian students who earned places at one of the world&rsquo;s most selective universities, the decision is both devastating and disruptive. It raises serious questions about the future of academic collaboration and access to US education for Malaysians.
What&rsquo;s Next for Malaysians Affected?
For now, affected Malaysian students have few clear options. They may be forced to transfer to other US institutions, though that process is fraught with logistical and legal complications. Some may defer their studies or consider universities in countries like the UK, Australia, or Singapore, where international students are still actively welcomed.
The Malaysian government has yet to issue an official response, but education counsellors and alumni networks are stepping up efforts to provide guidance and support. Many in Malaysia&rsquo;s academic and diplomatic circles are watching closely to see whether Harvard&rsquo;s legal fight will yield any reprieve for students who had dreamed of studying in the US.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Visa crisis alarms international students heading to the Ivy League; Harvard pledges swift support.

e570750737d3fcb0405ad92bce6c5dafae41fe5f241587cf96447bc565bd0985

Malaysian Students In Limbo As Trump Revokes Harvard’s Right To Enrol International Students

Malaysia&rsquo;s roads are no strangers to congestion &mdash; a persistent daily nuisance for millions of commuters. During peak hours, traffic in and around urban areas such as Kuala Lumpur, Petaling Jaya, and Subang Jaya can grind to a halt, with journey times ballooning far beyond what would be considered acceptable in most major cities. As a result, many Malaysians have turned to public transportation in search of a more efficient, stress-free alternative.
Services such as the MRT, LRT, and KTM Komuter lines are positioned as affordable and practical ways to beat traffic, particularly for daily commuters. However, frequent breakdowns, delays, technical issues, and infrastructure weaknesses have continued to undermine public confidence in these services. For KTM Komuter in particular, its reputation has taken a repeated beating, with passengers often reporting unreliable schedules, poor communication, and inadequate contingency planning.
Three-Hour Delay Between Bangi and Serdang: A TikTok Video Goes Viral
<blockquote class="tiktok-embed" style="max-width: 605px; min-width: 325px;" cite="https://www.tiktok.com/@horajunie/video/7507131892366462226" data-video-id="7507131892366462226">
<section><a title="@horajunie" href="https://www.tiktok.com/@horajunie?refer=embed" target="_blank" rel="noopener">@horajunie</a> a baddie dont deserve this typa service KTMB <a title="fyp" href="https://www.tiktok.com/tag/fyp?refer=embed" target="_blank" rel="noopener">#fyp</a> <a title="ktmb" href="https://www.tiktok.com/tag/ktmb?refer=embed" target="_blank" rel="noopener">#ktmb</a> <a title="baddie" href="https://www.tiktok.com/tag/baddie?refer=embed" target="_blank" rel="noopener">#baddie</a> <a title="stecu" href="https://www.tiktok.com/tag/stecu?refer=embed" target="_blank" rel="noopener">#stecu</a> <a title="♬ Dilanjaniyar - Chanclipse" href="https://www.tiktok.com/music/Dilanjaniyar-7495735523894774534?refer=embed" target="_blank" rel="noopener">♬ Dilanjaniyar - Chanclipse</a></section>
</blockquote>
A recent incident involving a KTMB Komuter train on the Pulau Sebang&ndash;Batu Caves route has once again drawn widespread criticism. The issue gained viral attention after a user on TikTok, @horajunie, shared her personal experience aboard a train that came to a sudden halt between Bangi and Serdang stations.
According to her, the train was stranded on the tracks for three hours due to a fallen tree that caused a technical fault, compounded by a complete loss of electricity on board. The power outage rendered onboard systems non-functional, plunging carriages into darkness and cutting off ventilation and announcements.
There was reportedly no immediate update from staff regarding the cause of the delay or how long passengers would be stuck. For three hours, hundreds of passengers sat helplessly in sweltering heat, unsure of their next steps. The lack of communication and preparedness frustrated many, especially as conditions inside the train deteriorated.
Unplanned Evacuation: &ldquo;We Had to Walk Through the Bushes&rdquo;
<img src="https://r2.myc.my/20ca46fd72998fffeee8332bc6945c197f33bb9777ef967bbfeeb79a6fd6d003" />
Eventually, KTMB staff instructed passengers to disembark the train and make their way to a nearby road on foot &mdash; through overgrown terrain that was clearly not designed for pedestrian access. In the TikTok video, passengers can be seen cautiously descending from the train and navigating a steep, uneven embankment while carrying bags and luggage.
&ldquo;It felt like jungle trekking,&rdquo; the user remarked, attempting to inject humour into the situation. &ldquo;I didn&rsquo;t know the guy in front was so brave &mdash; he was carrying luggage and still managed to balance himself with a backpack.&rdquo;
Despite her lighthearted tone, she expressed concern for elderly passengers who struggled with the impromptu descent. &ldquo;It&rsquo;s really sad, especially for the older folks. There was a shop area in front of us, but we still had to go down a very steep and slippery path to get there,&rdquo; she added.
Others who commented on the video highlighted the risks involved &mdash; such as the possibility of injuries, lack of safety railings, and the complete absence of any emergency evacuation procedure.
Netizens React: Humour, Frustration, and Resignation
Unsurprisingly, the post triggered a wave of reactions online. Some users responded with sarcasm and humour, reflecting the public&rsquo;s growing sense of exasperation with KTMB&rsquo;s services.
&ldquo;Since when did KTMB start offering jungle survival camps?&rdquo; one user quipped, while another wrote, &ldquo;Next time, don&rsquo;t forget to bring hiking boots when boarding KTM.&rdquo;
Yet others took a more serious tone, asking whether passengers would receive any form of compensation for the lengthy delay and the hazardous disembarkation. The TikTok user confirmed that no reimbursement or official response was provided to passengers at the time of writing.
Many commenters also shared similar past experiences on KTMB trains, revealing that service disruptions are not uncommon. One user lamented: &ldquo;KTMB has been unreliable for decades. From my student days to now, as a working adult, nothing has changed.&rdquo;
Another added, &ldquo;I used to live in Rawang. If there were MRT or LRT services there, I&rsquo;d never use KTM again. But we don&rsquo;t have a choice &mdash; and that&rsquo;s the sad part.&rdquo;
Here&rsquo;s some of the comments:
<img src="https://r2.myc.my/9c06d03b7050e05c26e65d6b79349842bf22b55f5f0526c022b3fce5992b708f" />
Not the First Time: A History of Train Disruptions and Power Failures
<blockquote class="twitter-tweet">
Updated - still no moving <a href="https://t.co/1ByoWlxndQ">pic.twitter.com/1ByoWlxndQ</a>
&mdash; syab (@sybwho) <a href="https://twitter.com/sybwho/status/1713877131355472265?ref_src=twsrc%5Etfw">October 16, 2023</a></blockquote>

<script async="" src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>

<blockquote class="twitter-tweet">
but I believe that KTM could be doing more to address these issues. I urge you to look into this matter and take steps to improve the reliability and comfort of the KTM train service. Thank you for your time and consideration. Here some pictures for today issues. <a href="https://t.co/0Bquqxo0TU">pic.twitter.com/0Bquqxo0TU</a>
&mdash; syab (@sybwho) <a href="https://twitter.com/sybwho/status/1713875382074740773?ref_src=twsrc%5Etfw">October 16, 2023</a></blockquote>
This was not an isolated incident. In fact, complaints about KTMB delays due to power outages or technical problems are alarmingly frequent. A similar case was reported earlier by a X (formerly known as Twitter) user, who shared photos of passengers waiting outside a stalled train at Batang Benar station. That delay reportedly lasted over an hour.
The user claimed this was a regular occurrence and that no meaningful improvements had been observed in recent years. &ldquo;I&rsquo;ve been commuting on KTM for over three years, and every few weeks there&rsquo;s some sort of delay or technical fault. Sometimes, trains just stop between stations for 20&ndash;30 minutes without any explanation.&rdquo;
Passengers in that case were also left to wait without guidance or support, fuelling perceptions that KTMB lacks the infrastructure and crisis management capability to handle such situations efficiently.
Calls for Structural Reforms and Transparent Communication
&nbsp;<img src="https://r2.myc.my/0bca11cb9d8dcc7f3abb103eed4008bb30a999d5d1bec5fecd34f3b5743dff19" />
With Malaysia&rsquo;s public transport system expected to play a central role in reducing traffic congestion, carbon emissions, and urban sprawl, these repeated failures have prompted calls for serious reform. Many argue that the KTM Komuter network is long overdue for a comprehensive upgrade &mdash; not just in terms of trains and tracks, but also in staff training, emergency planning, and communication protocols.
&ldquo;People will never shift away from cars if they can&rsquo;t trust the train system to get them to work on time,&rdquo; one netizen commented.
Transport advocacy groups have also weighed in, calling on the government to hold KTMB accountable for service standards and passenger welfare. Suggestions have ranged from implementing service-level agreements (SLAs) with financial penalties for delays, to establishing independent oversight for public complaints and response management.
A System in Need of Direction
For everyday commuters, public transport is not a luxury &mdash; it&rsquo;s a necessity. The KTM Komuter line serves thousands of Malaysians who rely on it daily for work, school, and appointments. When delays occur without warning, and passengers are forced to evacuate in unsafe conditions, the consequences go beyond mere inconvenience. Trust erodes, productivity suffers, and the broader public transport agenda is set back.
While @horajunie&rsquo;s video managed to find humour in an otherwise uncomfortable situation, the underlying issue is no laughing matter. Until concrete steps are taken to modernise the KTMB system and ensure safe, reliable service, many will continue to feel that taking the train is a gamble &mdash; one that too often ends with them stranded in the bushes.
What are your thoughts on this? Let us know in the comments. 
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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&nbsp;

Passengers say the power supply was cut after a fallen tree obstructed the tracks, leaving them stranded for hours.

350503a5403f778d61d58460b4a9a77204279004a2f157010feb176c23bce4ad

KTMB Train Delay Sparks Outrage After Passengers Forced To Disembark And ‘Jungle Trek’

Singapore has been ranked the <a href="https://happy-city-index.com/">third happiest city in the world</a> for 2025, following Copenhagen and Zurich, according to the latest Happy City Index by the London-based Institute for the Quality of Life. The annual study evaluates 250 cities across 82 indicators covering six themes: Citizens, Governance, Environment, Economy, Health, and Mobility.
<img src="https://r2.myc.my/1a1a9f86a02252095bf1b3ec8297965aa163f01183e352286f538fc9c20e1a55" />
Praised as a &ldquo;city-state unlike any other,&rdquo; the index commended Singapore for its economic strength, effective governance, and urban innovation. With a score of 979 points, Singapore was identified as one of the institute&rsquo;s so-called &ldquo;Gold Cities&rdquo; &mdash; a label given to urban centres offering consistently high standards of living.
Education and innovation were named as key pillars of the city&rsquo;s success, with local universities ranked among the top 50 globally and a remarkable 7.37 patents granted per 10,000 residents, highlighting a &ldquo;steady pipeline&rdquo; of new ideas. Singapore also enjoys high digital literacy, with 55 per cent of citizens possessing digital skills and over 63 per cent fluent in a foreign language &mdash; a reflection of its global connectivity.
<img src="https://r2.myc.my/5922aedd37c841510f2dfeacda8e192a849d48ebf366a5890d88184226a48cc7" />
From a governance standpoint, the city scored highly thanks to its 95.81 per cent voter turnout, its expansive open data ecosystem featuring over 8,000 datasets, and a robust e-governance framework offering digital access to services ranging from online payments to scheduling public appointments.
Singapore&rsquo;s healthcare system also drew praise. The city offers universal medical insurance, a doctor-to-population ratio of 2.8 per 1,000, and an average life expectancy of 83 years. Mental health services are reportedly expanding, with 15 per cent of adults receiving coordinated care.
Mobility and public safety also contributed to Singapore&rsquo;s high standing. All public transport vehicles are accessible to individuals with disabilities, while traffic-related fatalities remain exceptionally low at 0.24 per 10,000 residents. Crime rates are minimal, with only 3.31 cases of public violence per 1,000 residents reported.
Environmentally, the country was noted for having 100 per cent sewage treatment coverage and placing sustainability at the centre of urban planning. However, the index did point out challenges in waste management, despite recent improvements in recycling.
<img src="https://i0.wp.com/media4.giphy.com/media/xTiQyBOIQe5cgiyUPS/giphy.gif?w=780&amp;ssl=1" alt="VIDEO: Using A Ski To Jimmy Car Door Lock - Unofficial Networks" />
TikToker Fires Back: &ldquo;Stress Until You Want to Cry&rdquo;
Despite the glowing report, not every Singaporean is convinced, especially one outspoken TikToker whose fiery video has gone viral across social media platforms. In a scathing monologue, the content creator sarcastically questioned the credibility of the rankings, exclaiming,
&ldquo;Singapore is ranked third happiest city in the world &mdash; knina*, who vote one?! You ask any Singaporean on the street, we all got the same emotion: stress, tired until you want to cry. You call this happy?&rdquo;
<blockquote class="tiktok-embed" style="max-width: 605px; min-width: 325px;" cite="https://www.tiktok.com/@benwoahh/video/7505432372230507794" data-video-id="7505432372230507794">
<section><a title="@benwoahh" href="https://www.tiktok.com/@benwoahh?refer=embed" target="_blank" rel="noopener">@benwoahh</a> Knn Singapore is the third happiest country in the world&hellip;my ka chng la&hellip; <a title="benwhoah" href="https://www.tiktok.com/tag/benwhoah?refer=embed" target="_blank" rel="noopener">#benwhoah</a> <a title="tiktoksg" href="https://www.tiktok.com/tag/tiktoksg?refer=embed" target="_blank" rel="noopener">#tiktoksg</a> <a title="fyp" href="https://www.tiktok.com/tag/fyp?refer=embed" target="_blank" rel="noopener">#fyp</a> <a title="♬ original sound - Benwhoah 2.0" href="https://www.tiktok.com/music/original-sound-Benwhoah-20-7505432414530489089?refer=embed" target="_blank" rel="noopener">♬ original sound - Benwhoah 2.0</a></section>
</blockquote>

<script async="" src="https://www.tiktok.com/embed.js"></script>
&nbsp;
His vivid rant highlighted the pressures of everyday life in Singapore, including crowded MRT commutes, relentless work culture, and the struggle to keep up with the rising cost of living.
&ldquo;Everyday my blood pressure break national record. My kchng* (butt) never relax since I was born. Happy is when I sleep 12 hours, when I can touch my CPF, or when my pay go up &mdash; not just GST.&rdquo;
Rounding off with biting sarcasm, he concluded:
&ldquo;If Singapore is third happiest in the world, then I&rsquo;m the first happiest person in the world la siak. Don&rsquo;t gaslight me with happiest country. I&rsquo;m surviving, I&rsquo;m not smiling!&rdquo;
Netizens Weigh In
The video struck a chord with many online. Several commenters chimed in, agreeing with the TikToker&rsquo;s sentiments and questioning whose perspectives were truly being measured in the Happy City Index.
Some speculated the survey results may have leaned heavily on expats or high-income residents, rather than the average Singaporean citizen. Others even went as far as to say that life in Malaysia may be more attainable due to cheaper housing and car ownership.
Here&rsquo;s some of the comments:
<img src="https://r2.myc.my/47a001fc54ccc01ece9384dd76b6b187085f257215efe27640e38b903e68d972" />
Kuala Lumpur and Petaling Jaya Trail Far Behind
<img src="https://r2.myc.my/bbb13fbd4ba9afb8316bc1386413c6284df19d1b89b5dd86485cad9193939a0e" />
While Singapore basked in its third-place glory, its regional neighbours fared significantly worse in the index. Kuala Lumpur was ranked 167th, while Petaling Jaya followed at 183rd out of over 200 cities.
The wide gap in rankings suggests a stark contrast in terms of infrastructure, governance, public services, and overall urban liveability &mdash; although local sentiments in Singapore show that a high rank doesn&rsquo;t necessarily equal high satisfaction on the ground.
As the debate rages on between data and daily realities, one thing is clear: happiness is far more complex than a number on a list.
What are your thoughts on this? Let us know in the comments. 
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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#3 in happiness — but still not #1 in food, lah.

fb62e1b27bf1ae84d7fc7226081f9874e727e85d402945cb1a2ecb5e1d09316e

Singapore Ranked One Of The World’s Happiest Cities — But This TikToker Doesn’t Agree

Bolt, the leading European mobility platform, has introduced an innovative Flight Tracking feature aimed at transforming the airport pick-up experience for travellers arriving in Malaysia. Starting today, passengers landing at Kuala Lumpur International Airport (KLIA) Terminals 1 and 2 can now enjoy a more seamless journey from the runway to their final destination, thanks to Bolt&rsquo;s integration of real-time flight data into its ride-scheduling service.
This new tool empowers users to sync their flight details with their Scheduled Ride on the Bolt app. In the event of a flight delay or cancellation, the app will automatically adjust the pick-up time or cancel the ride accordingly&mdash;with no additional cost to the user. The update is designed to reduce stress and eliminate the uncertainty of airport transfers, especially during periods of flight disruption.
How to Use the New Flight Tracking Feature
&nbsp;<img src="https://r2.myc.my/19d132082793cf214f8e67bf7a875e45f575f89e4a75d9188d2be13e673bfec6" />
To take advantage of the Flight Tracking function, users should follow these simple steps within the Bolt app:
<ol>
<li>Open the app and tap on the &lsquo;Schedule&rsquo; button located next to the destination search bar.</li>
<li>Enter KLIA Terminal 1 or Terminal 2 as the pick-up location.</li>
<li>Choose your intended destination.</li>
<li>Select the option to &lsquo;Add Flight Details&rsquo;, where you can enter your flight&rsquo;s landing date, flight number, airline, or departure city to search and select the specific flight.</li>
<li>Choose the preferred waiting time after the flight has landed before being picked up.</li>
</ol>
Once these steps are completed, Bolt will monitor the flight status and automatically revise the ride&rsquo;s pick-up time in case of delays or remove the booking altogether if the flight is cancelled. This real-time adjustment ensures that passengers are not left stranded or charged for missed connections outside their control.
Bolt Strengthens Position as Airport Mobility Leader
<img src="https://r2.myc.my/e479b20a4a58663e609b59ebc8f576ec2faf2052bebc1e4a0978e19f5b2f6913" />
Afzan Lutfi, General Manager of Bolt Malaysia, expressed pride in the company&rsquo;s expanding role in global airport mobility services. &ldquo;Bolt is now an official ride-hailing partner at more than 30 airports around the world, including both KLIA 1 and KLIA 2. Our users can enjoy direct pickups from the Arrivals area without needing to hunt for a designated zone or walk long distances,&rdquo; he said.
&ldquo;With the new Flight Tracking feature for Scheduled Rides, both individual and corporate customers using Bolt Business can now relax knowing that their ground transport is aligned with their flight schedule. If their flight is delayed or cancelled, we&rsquo;ll take care of the adjustments automatically, allowing passengers to spend less time waiting around the airport and enjoy a smoother, more predictable journey&mdash;whether they&rsquo;re travelling during peak holiday seasons or the quieter late-night hours.&rdquo;
Enhanced Scheduling Options for Frequent Flyers
&nbsp;<img src="https://r2.myc.my/12661e1cecca32d8e36eb0a691241d5b200cbd99af651b378bd0897ddc45cbe6" />
The launch of Flight Tracking follows Bolt&rsquo;s previous expansion of its Scheduled Rides booking window, which now allows users to arrange their rides up to 90 days in advance&mdash;a key benefit for business travellers and long-term planners.
Customers also have the flexibility to cancel a Scheduled Ride up to one hour before the arranged time at no cost. Cancellations made less than one hour prior will incur a RM10 late cancellation fee, helping balance flexibility for passengers with fair compensation for drivers.
Bolt continues to refine its Scheduled Rides offerings across international markets, tailoring service categories to local needs and customer habits, making the platform increasingly attractive to both casual travellers and frequent flyers.
Improving the On-the-Ground Airport Experience
&nbsp;<img src="https://r2.myc.my/22bc307bc9792434d66b73445696b856b108f4382d45fa4fb224181984eeef0f" />
As airport transfers represent one of the most common ride types on Bolt&rsquo;s platform, the company is also investing in improving the end-to-end user experience. In addition to Flight Tracking, the Bolt app now includes in-app visual directions, complete with clear photos, to help users locate the designated Bolt pick-up zones at KLIA with ease.
Furthermore, Bolt is working on enhanced airport branding and signage, so passengers can spot Bolt vehicles and pick-up points more readily after disembarking. These measures are intended to simplify navigation within the often complex airport environment and ensure passengers enjoy a stress-free transition from flight to road.
Positioning Bolt as a Leader in Airport Mobility
The introduction of Flight Tracking represents another step in Bolt&rsquo;s commitment to becoming a comprehensive travel partner, not just a point-to-point transport service. By reducing the friction typically associated with post-flight transportation, Bolt hopes to set a new benchmark in convenience, customer service, and technological integration.
As the aviation industry continues to rebound and international travel increases, innovations such as these will be key in building user loyalty and enhancing the experience of ride-hailing services in competitive urban and travel markets.
What are your thoughts on this? Let us know in the comments. 
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Delayed flight? Your Bolt pickup time adjusts itself—no need to rebook.

6d764a260380a1b12a54869d7dfe4ed3afc5f22c35a9da9fdb4c96ec42cd88b5

Bolt Introduces Flight Tracking Feature For Smoother Airport Pickups At KLIA

In a decisive move to address rising concerns over youth vaping, the Selangor state government has ordered all local authorities to immediately seize and remove advertisements promoting vape and electronic cigarette products. This directive covers both physical media, such as billboards and shopfront banners, and digital promotions seen on screens or online platforms.
The instruction was issued following a high-level coordination meeting on 16 May, chaired by Selangor&rsquo;s Executive Councillor for Public Health and Environment, Jamaliah Jamaluddin. The session, attended by representatives from the Selangor Health Department, Economic Planning Unit, district health offices, and local councils, was convened to discuss the prospect of a complete ban on vape sales in the state.
Backed by Federal Legislation
&nbsp;<img src="https://r2.myc.my/15413b323cd417bad634a5a6b35c5b08aa2093a6c016a94ecaa234d48e16fc2e" />
Jamaliah stated that the enforcement action aligns with the Control of Smoking Products for Public Health Act 2023 (Act 852), a federal law which expressly prohibits all forms of advertising, sponsorship, and promotional activity for smoking-related products, including e-cigarettes and vapes.
&ldquo;This measure is in line with national legislation and reflects Selangor&rsquo;s commitment to safeguard public health, especially that of our younger generation,&rdquo; she said in an official statement.
The state&rsquo;s decision follows growing public concern about the visibility of vape marketing, particularly near schools and public areas, which critics say normalises the habit among impressionable youth.
Vaping Among Teen Boys Described as &lsquo;Alarming&rsquo;
&nbsp;<img src="https://r2.myc.my/36e393857a8ff512a16debd1b8f85f4c05c8fd3aad70765be529317be714a97c" />
A significant motivator for the crackdown has been the escalating rate of vape use among adolescents. Jamaliah cited findings from the 2022 National Health and Morbidity Survey (NHMS), which reported that 14.9% of Malaysian boys aged 13 to 17 are regular vape users.
She described the figure as &ldquo;deeply alarming&rdquo; and warned that it signalled a dangerous trend that, if left unaddressed, could have long-term public health implications.
&ldquo;These statistics are not just numbers; they represent thousands of young lives potentially heading down a path of addiction and health problems,&rdquo; she said. &ldquo;We cannot afford to be passive. The time to act is now.&rdquo;
Online Sales Remain a Key Regulatory Challenge
<img src="https://r2.myc.my/5b6523d58626dc71ccf5cd79a82c1fc9ad063fcdbe8568c37503dc143b29e4f7" />
The meeting also addressed enforcement hurdles, including the issue of licensing, legal ambiguities, and surveillance mechanisms. One particularly thorny issue is the proliferation of online vape sales, which continue to bypass traditional regulatory frameworks.
&ldquo;Online platforms have become a primary channel for teenagers to access these products,&rdquo; Jamaliah noted. &ldquo;Regulating this space is challenging, but absolutely necessary.&rdquo;
Discussions explored the feasibility of tracking online vendors, introducing stricter e-commerce regulations, and improving cooperation with federal enforcement bodies.
State Policy Still Under Review
&nbsp;<img src="https://r2.myc.my/519b613c9c2eaa0c156def051f85d7ef03f79f93099fdeda0253807b02040c9a" />
While the removal of vape advertising has begun, the possibility of a full state-wide ban on vape product sales remains under deliberation. The Selangor Public Health Standing Committee is set to hold a follow-up meeting in the coming weeks to assess potential policy pathways. A final proposal will then be submitted to the Selangor State Executive Council for formal consideration.
Jamaliah stressed that any regulatory decision would be made with a strong emphasis on public health outcomes and the long-term welfare of Selangor&rsquo;s population.
&ldquo;Our approach is measured but firm. We are studying all possible implications&mdash;economic, legal, and social&mdash;before proceeding with a final stance on vape sales,&rdquo; she said.
Selangor Joins Growing Movement Among States
&nbsp;<img src="https://r2.myc.my/3b7a3b0b8993fee845fbe0b04133f93fa77a2cd31a9d81c372d056251f30899c" />
Selangor&rsquo;s move echoes actions taken in other Malaysian states. Johor and Kelantan banned the sale of vape products in 2016 and 2015, respectively. More recently, Perlis and Terengganu announced their own bans, set to take effect on 1 August 2025. Kedah has opted not to introduce an outright ban, but will instead halt licence renewals for vape-related businesses once current permits expire.
These diverse approaches have sparked debate, particularly among industry players who argue that state-level bans conflict with the regulatory framework established by Act 852, which was intended to manage, not prohibit, the vape industry under federal law.
Call for Collective Responsibility
Despite the legal nuances, Selangor is calling for widespread support to ensure the success of its anti-vape campaign. Jamaliah said that the cooperation of parents, schools, healthcare professionals, and civil society organisations is vital to changing the tide of vape use among teens.
&ldquo;We welcome the active involvement of stakeholders at all levels&mdash;state, federal, and grassroots&mdash;to ensure these measures are effective and enduring,&rdquo; she said. &ldquo;This is not just a government effort. It must be a collective societal responsibility.&rdquo;
The state government maintains that its actions are motivated not by political expediency but by a genuine concern for the well-being of future generations.
&nbsp;
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Local councils ordered to remove all vape promotions — is a full ban on the horizon?

FWD Insurance & Arus Academy Roll Out RM1.5 Million Financial Literacy Programme For University Students

Shaping a financially savvy generation: The Fun(d) for Life - University Edition launches this February, aiming to empower 500 students nationwide.

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